midlothianmortgageloans.com

Mortgage Lending Services in Midlothian, VA

Your reliable local mortgage professionals — proudly serving communities from Brandermill to Salisbury.

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WELCOME TO MIDLOTHIAN

Midlothian is one of Chesterfield County’s most sought-after communities, known for strong schools, established neighborhoods, and convenient access to Route 288, Powhite Parkway, and Richmond. Residents enjoy a mix of suburban comfort and easy access to shopping and dining along Midlothian Turnpike, plus outdoor spaces like Robious Landing Park and Mid-Lothian Mines Park. From newer communities near Charter Colony to lakeside living around Swift Creek Reservoir, Midlothian offers something for every stage of life. It’s the kind of place people move to for schools and space—and stay for the community feel.

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Why Work With Midlothian Mortgage Loans

At Midlothian Mortgage Loans, we’re more than just mortgage professionals—we’re locals. From errands along Midlothian Turnpike (Route 60) to weekend walks at Mid-Lothian Mines Park and family time near Swift Creek Reservoir, we know why people love calling Midlothian home. That local perspective shapes how we guide our clients.

More Loan Options, Better Fit
More Loan Options, Better Fit As mortgage brokers, we work with multiple lenders to help Midlothian buyers access competitive rates and flexible programs. That means more options tailored to your financial goals.
True Local Market Insight
We understand the neighborhoods, price ranges, and school zones across Midlothian, including areas like Brandermill, Charter Colony, Salisbury, Woodlake, and Walton Park. Our advice reflects real conditions in the Chesterfield County housing market.

WHY WE LOVE MIDLOTHIAN

Midlothian Middle School

Robious Landing Park

Huguenot Park

Sycamore Community Park

Midlothian Mines Park

Wood and Iron | Game Day Restaurant and Bar

OUR MORTGAGE SERVICES

Home Purchase

Guiding Short pump homebuyers with expert mortgage solutions for a smooth and confident purchase.

Refinance

Refinance your Short pump home with a good deal, lower payments, or cash-out options tailored to you.

FHA Loans

Flexible options for first-time buyers and low down payments.

HOME RENOVATION

Upgrade your living space with affordable renovation plans and support.

Commercial Loans

Smart financing options built for investors and entrepreneurs in Shortpump.

VA Loans

Exclusive benefits for veterans and active-duty service members.

WHY MIDLOTHIAN IS A GREAT PLACE TO CALL HOME

Midlothian, Virginia has become one of Chesterfield County’s most desirable places to live—and for good reason. With its blend of established neighborhoods, strong schools, convenient access to Richmond, and plenty of green space, Midlothian offers a lifestyle that appeals to families, professionals, and retirees alike. Whether you’re relocating to the area or considering a move within Central Virginia, Midlothian consistently stands out as a community people are proud to call home.

FIRST TIME HOME BUYERS IN MIDLOTHIAN, VA.

Buying your first home is a big milestone, and Midlothian, Virginia is one of the best places in Chesterfield County to start your homeownership journey. With its family-friendly neighborhoods, strong schools, convenient access to Richmond, and a wide range of housing options, Midlothian continues to attract first-time buyers looking for long-term value and quality of life. If you’re planning to purchase your first home in the area, here’s what you should know before getting started.

Free No Touch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit. With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

TESTIMONIALS

People Talk About Our Exceptional Service

Duane Buziak Mortgage Maestro | Broker

5.0

Based on 240 reviews

review us on

Malik James

20:51 09 Feb 26

Anke Delavrie

21:05 02 Feb 26

Simply the best. If you are ever looking to mortgage or refinance. there is simply no one better

Not much else to say

Lacey Conner

14:22 17 Dec 25

Duane is the lender you want when the stakes are high. This was my second home purchase with him, and it truly was a once-in-a-lifetime deal layered with stress, timelines, and the anxiety that comes with building. Duane was steady, patient, and incredibly thorough. He communicated constantly, anticipated issues before they became problems, and made me feel supported and confident through every decision. His guidance turned a stressful process into a successful closing I’m deeply grateful for. I wouldn’t trust anyone else.

Tammy Brown

21:33 14 Dec 25

Look no further!!! You will be so happy that you found Duane!! My husband is a small business owner and wasn't able to qualify for a traditional loan due to itemizing business expenses and his adjusted gross income. I was researching for bank statement loans in Virginia and was lucky enough to have found Duane!! He has been a miracle worker since day 1. I reached out to him and explained the situation. He told me that if he couldn't get my husband approved than no one can! He's very knowledgeable and keeps you in the loop about everything. He never sleeps, he's up all day and night working! Not only did he get the approval but at a very good interest rate!! Duane will forever be my friend and go to for any real estate loans!! Don't think twice about it, just make the call and thank me later!!!

James Imes

03:11 12 Dec 25

Working with Duane was a positive experience. He was professional, responsive, and made each step of the process easy to understand. He was available nearly all the time, always willing to answer questions and provide guidance whenever needed. Overall, the experience was smooth and straightforward, and I would recommend Duane to anyone looking for mortgage assistance.

Mahëesha Guruge

01:17 25 Oct 25

We honestly couldn’t have asked for a better experience with Duane! From day one, he was professional, kind, and truly cared about helping us find the best mortgage possible. He worked so hard to get us an amazing rate and made sure we understood everything along the way.

Buying a home can be stressful, but he made the process so smooth and easy. He always answered our questions quickly, explained every detail clearly, and kept us updated every step of the way. You can tell he really love what he do and want the best for his clients. My husband constantly called him many times a day, he was very fast to answer the phone and patiently explained everything over and over again without any hesitation until we understood everything.

We’re so grateful and highly recommend him to anyone looking for a trustworthy, knowledgeable, and straightforward lender.

Marjan Shaw

14:24 03 Oct 25

As a first-time homebuyer, I couldn’t have asked for a better experience than working with Duane Buziak and his team at Coast to Coast. He made the entire process smooth, professional, and stress-free. Even when challenges came up with our agent’s title company, Duane stayed calm, supportive, and went above and beyond to guide us through. My fiancé, who has purchased several homes before, said this was by far the easiest experience he’s ever had. I highly recommend Duane and Coast to Coast for all your lending needs!